Government to pay annual allowance charges for clinicians for 2019/20

NHS England has confirmed that any clinician incurring an annual allowance charge in 2019/20 will have this paid for by the government. In view of the impact that pension rules are having on senior NHS staff and their ability to work their normal hours, and with winter bringing the usual rise in... Read more

NEST introduces discretionary payment option for death benefits

NEST, the ‘Not for Profit’ Work place pension provider, is at last introducing a new option to give its members greater choice about their death benefits which will allow for the inheritance tax freedoms that most other pensions receive. Nest members can now either nominate a beneficiary or opt... Read more

NHS doctors and pensions: update

The Department of Health and Social Care will shortly open a new public consultation proposing full flexibility over the amount senior doctors put into their pension pots. This replaces the previous 50:50 proposal put forward last month (which was heavily criticised). Starting from April 2020,... Read more

Lifetime Mortgages and Retirement Interest Only Mortgages

There are quite a number of people, arriving at or near retirement, with a mortgage still in place on their home.  The challenge then is how to continue to afford the mortgage payments, when living on retirement income. Others may have cleared their mortgage, but have low income coming... Read more

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